HEALTHCARE PROGRAM
Healthcare Options
Built for Real Life.
OLOA connects members with healthcare program options that are built for flexibility, affordability, and everyday usability. Whether someone needs routine care, virtual support, prescription savings, or help preparing for larger medical events, our programs are designed to give members a smarter way to access care.

Healthcare Plans Designed for Different Needs
Comprehensive medical plans provide broader healthcare coverage for everyday care, preventive services, prescriptions, and unexpected medical events and much more.
Comprehensive Plan
Healthcare Coverage Built for Real Life.
A comprehensive medical plan is designed to provide broader healthcare protection than limited benefit or discount-only programs. These plans help members access routine care, manage ongoing medical needs, and prepare for more serious health events.
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From preventive checkups and prescription medications to emergency care and hospital services, comprehensive medical coverage can give individuals, families, and employees a stronger foundation for managing healthcare with more confidence.
Best for:
People who want dependable, broader healthcare coverage for everyday care and larger medical events.
Comprehensive Coverage for Everyday and Unexpected Care
From routine doctor visits and prescriptions to urgent care, specialist visits, labs, imaging, emergency services, and hospital care, this plan is designed to support the healthcare needs that matter most.
Preventive Care
Doctor & Specialist Access
Hospital & Emergency
Primary and Routine
Prescription Drug Benefits
Cigna & PHCS Provider Network
Specialty Care
Urgent Care
Lab & Imaging
Surgery & Outpatient Care

Clear guidelines, transparent sharing, and a model centered around mutual support.
Comprehensive Medical Plan