Ancillary Programs
Benefits That Help Protect Your Pocket When Life Hits Hard.
Accidents, cancer, critical illnesses, dental work, and vision needs can create costs that families are not always prepared for. OLOA Ancillary Programs give members added financial protection and practical support when unexpected health events and routine care needs create pressure on the household budget.


Backed by Allstate
A name families know and trust.
Why Choose a Ancillary Benefits
Because even good coverage may not protect your pocket.
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Accidents, cancer, critical illnesses, dental work, and vision needs can bring costs that go beyond the medical bill. Ancillary benefits help add another layer of financial protection when life gets expensive.
Helps provide added support when an unexpected injury creates medical bills, missed work, or extra expenses.
Accident Protection
Helps protect your household budget when a cancer diagnosis brings treatment costs and financial strain.
Cancer Support
Adds financial support when a serious illness like a heart attack or stroke disrupts life and income.
Critical Illness
Dental Vision
Helps make routine dental care, eye exams, glasses, contacts, and related services more affordable.

Extra Protection Made Simple
Even strong core coverage does not cover every expense. Supplemental benefits help provide added financial support for accidents, cancer, critical illness, dental, and vision needs so members can protect their budget when life gets expensive.
Supplemental Protection
Extra Protection to Help Fill the Gaps
Even strong health coverage does not protect you from every cost. An accident, cancer diagnosis, or critical illness can bring out-of-pocket expenses, missed work, and financial pressure at home.
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Allstate supplemental plans help provide cash benefits directly to you, giving you added support when the unexpected puts stress on your budget.
Support when your health coverage leaves gaps.
Cash Benefits Paid Directly to You
Coverage for Accidents, Critical Illness, and More
Helps Offset Out-of-Pocket Costs
Works Alongside Your Existing Plan
Simple, Straightforward Options
Fast Access to Funds When It Matters Most